Americans who are unable to work due to a medical condition may receive social security disability benefits. The United States Social Security Administration (SSA) funds and administers the Social Security Disability Insurance (SSDI) program which provides social security disability benefits payments to persons who cannot work due to a disability.
Under this program, you and members of your family who have met the requirements to receive social security disability payments may be eligible to get social security disability benefits paid each month. If you’re considering applying for social security disability, learn more about what is covered and the benefits you’re most likely to receive in this blog.
Are You Eligible for Social Security Disability Benefits?
At this point, you might be asking yourself, “I’m I eligible for social security disability benefits?” Before you proceed to fill out the application for these benefits, you should determine if you will have coverage.
If you are unable to work as a result of a medical condition that will last at least a year or have a medical condition that will result in death you have met one of the program requirements. You must also have a disability that meets the definition outlined by the SSA and not be older than the full retirement age.
You are not eligible for social security disability benefits if you have a partial or short-term disability.
It is beneficial to have assistance with this process as you will have to eventually undergo a SSD hearing before you are to receive social security disability benefits.
The Social Security Disability Benefits You Are Most Likely to Receive
If it is the case that you are entitled to receive social security disability benefits you need to understand what benefits you’re most likely to receive. Let’s get started with what many would consider is the most important question, “How much money will I receive?”
As of 2019, the average monthly disability benefit payout to all disabled workers is $1,234. This number may change every year. Monthly payment amounts will be adjusted every year to account for cost-of-living changes which change.
This payment is meant to make a difference in the lives of those who are disabled and unable to work. It helps to meet their basic needs as well as the needs of their family members.
Is Health Insurance Coverage Provided?
You may be wondering if you are eligible for health care coverage. Yes, you are. You will be eligible to receive Medicare two years after you have first started receiving social security disability benefits.
You’ll be automatically enrolled. All of the parts (A-D) of Medicare will be offered.
Obtaining Social Security Benefits
Now that you have read this guide about social security disability and the benefits offered, you can decide whether to apply. Social security benefits can help you and your family if you are unable to work due to a disability.
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